Finance Edge Terms & Condtions

This Terms and Conditions ("Terms and Conditions") along with the disclaimer and the Privacy Policy as maybe amended and supplemented, from time to time, constitutes a legally binding financial services end-user license agreement between FinanceEdge A Division of Helpage Finlease Limited( FinanceEdge) and you i.e. the visitor ("Visitor") for using the financial services of FinanceEdge and sharing certain data through the website or through any medium of communication including but not limited to e-mails, social media, messenger ("Website") or dashboard of associated Institutes and its employees ("Institute") or dashboard of representatives of FinanceEdge ("representative")

  • If the Visitor does not agree with any of the Terms and Conditions and the Privacy Policy of FinanceEdge, the Visitor must not access the Website. This Terms and Conditions constitute a binding contract between the Visitor and FinanceEdge with regard to the access and use of the website.
  • FinanceEdge reserves the right to make any changes to the Terms and Conditions and the services offered to the Visitor ("Services"). Any changes to these Terms and Conditions will only be effective when posted on the website, and the Visitor agrees to review this Terms and Conditions regularly to understand any changes.
  • The Visitor agrees that this Terms and Conditions forms a valid contract between the Visitor and FinanceEdge, and that FinanceEdge may, at its sole discretion, amend any of the Services being provided by it vide the Website and/or this Terms and Conditions either wholly or partially, at any time and without the requirement of any prior notice or consent.
  • The Visitor's use of certain Services, features, functionality or programs (including, without limitation, contests, sweepstakes, promotions, wireless marketing opportunities, etc.) offered on or through the website may be subject to additional terms and conditions, and before the Visitor uses any such Services, features, functionality or other programs he would be deemed to have accepted such additional rules upon the use of such Services or the Website in any manner.
  • The Visitor expressly agrees that he will be deemed to have consented to the disclosure to, and use by, a subsequent owner or operator of the Website, of any information about the Visitor contained in the applicable FinanceEdge database, to the extent FinanceEdge assigns its rights and obligations regarding such information in connection with a merger, acquisition, or sale of all or substantially all of FinanceEdge's assets, or in connection with a merger, acquisition or sale of all or substantially all of the assets related to this particular Website to a subsequent owner or operator. In the event of such a merger, acquisition, or sale, the Visitor's continuous use of the Website signifies the Visitor's agreement to be bound by the Policies or otherwise any new policy incorporated by the Website's subsequent owner or operator.
  • FinanceEdge reserves the right, in its sole discretion, to terminate the access to the Website and/or any of the Services or any portion thereof at any time, without any prior notice.
  • The headings and subheadings herein are included for convenience and identification only and are not intended to describe, interpret, define or limit the scope, extent or intent of these Terms and Conditions or the right to use the Website by the Visitor as contained herein or any other section or pages of the Website in any manner whatsoever.
  • The Terms and Conditions herein shall apply equally to both the singular and plural form of the terms defined. Whenever the context may require, any pronoun shall include the corresponding masculine and feminine. The words "include", "includes" and "including" shall be deemed to be followed by the phrase "without limitation". Unless the context otherwise requires, the terms "herein", "hereof", "hereto", "hereunder" and words of similar import refer to these Terms and Conditions as a whole.
  • By checking the 'Submit' button below, I hereby agree and acknowledge that I have read and understood the terms and conditions contained below ("Terms"):-
  • I have completed 18 years of age.
  • I declare that all the particulars and information provided by me are true, correct, complete and up-to-date in all respects and that I have not withheld any information whatsoever.
  • I agree that clicking the "Submit" button constitutes a valid acceptance by me of the Terms contained herein and creates a binding and enforceable agreement between me and FinanceEdge.
  • I confirm that I have/had no insolvency proceedings against me nor have I ever been adjudicated insolvent by any court or other authority.
  • I authorize FinanceEdge to exchange, share all information and details as provided by me and in relation to my existing loans and/or repayment history to any third party including but not limited to its group companies, service providers, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, business partners etc. for customer verification, personalization of products or services, credit rating, data enrichment, marketing or promotion of FinanceEdge services or related products or that of its associates/business partners and affiliates or for enforcement of your obligations and I shall not hold FinanceEdge (or any of its group companies or its/their agents/representatives/ business partners) liable for the use/sharing of the information as stated above.
  • I hereby expressly consent and authorise FinanceEdge/ its representatives/agents/ its business partners/its group companies/affiliates to send me any communication regarding products/services offered by them using various communication channels, such as, telephone, calls/SMS/emails/post etc.
  • I understand and acknowledge that FinanceEdge shall have absolute discretion, without assigning any reason to reject website which FinanceEdge shall not be responsible/liable in any manner whatsoever for such rejection.
  • I undertake to keep FinanceEdge informed about any change/update in the information provided by me.
  • I further understand and agree that pursuant to the present form that, I will be required to submit documents to the satisfaction of FinanceEdge and accept the loan terms and conditions for availing the loan granted to me by FinanceEdge from time to time.
  • FinanceEdge does not provide any representations and warranties (whether implied or express) for the quality, accuracy or completeness of any data or information on the Application and disclaims all warranties of fitness for a particular purpose and merchantability including any liability, responsibility or any other claim, whatsoever, in respect of any loss, whether direct or consequential, to any Visitor or any other person, arising out of or from the use of any such information on website.
  • FinanceEdge does not endorse any advertiser on its website in any manner. The Visitors are requested to verify the accuracy of all information on their own before undertaking any reliance on such information.
  • FinanceEdge shall not be liable for any direct, indirect, punitive, incidental, special, consequential damages or any other damages resulting from:
    • the use or the inability to use the Services;
    • the cost of procurement of services substitute to the Services;
    • unauthorized access to or alteration of the Visitor's transmissions or data;
    • any other matter relating to the Services; including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with availing of the Services through the website.
  • These limitations, disclaimer of warranties and exclusions apply without regard to whether the damages arise from:
    • breach of contract;
    • breach of warranty;
    • negligence, or
    • Any other cause of action, to the extent such exclusion and limitations are not prohibited by applicable law.
  • If the Visitor registers himself on the website, upon completion of the registration process, the Visitor shall receive a user id and password. The Visitor agrees and undertakes at all times to be responsible for maintaining the confidentiality of the password and user id, and shall be fully responsible for all activities that occur by use of such password or user id. Further, the Visitor agrees not to use any other party's under id and password for any purpose whatsoever without proper authorization from such party. The Visitor is responsible for the security of his password and for all transactions undertaken using his password. The password entered by the Visitor is transmitted in one- way encrypted form to FinanceEdge's database and stored as such. Thus the password will not be known even to FinanceEdge. FinanceEdge will not be responsible for any financial loss, inconvenience or mental agony resulting from misuse of your ID / password / account details.
  • The Visitor also agrees and undertakes to immediately notify FinanceEdge of any unauthorized use of the Visitor's password or user id and to ensure that the Visitor logs off at the end of each session at the Application. FinanceEdge shall not be responsible for any, direct or indirect loss or damage arising out of the Visitor's failure to comply with this requirement.
  • The Visitor also agrees to:
    • provide true, accurate and complete information about himself and his beneficiaries as prompted by the registration form("Registered Data") on the Application; and
    • Maintain and promptly update the Registered Data to keep it true, accurate, current and complete. If the Visitor provides any information that is untrue, inaccurate, not current or incomplete or FinanceEdge has reasonable grounds to suspect that the Registered Data or any part thereof is untrue, inaccurate, not current or incomplete, FinanceEdge has the right to suspend or terminate the Visitor's registration and refuse any and all current or future use of the Application and/or any of the FinanceEdge Services.
  • FinanceEdge may terminate these Terms and Conditions and any of the Services with or without cause at any time to be effective immediately.
  • The Visitor agrees that FinanceEdge may under certain circumstances and without prior notice, immediately terminate the Visitor's user id and access to the Application/ FinanceEdge Services. Causes for termination may include, but shall not be limited to, breach by the Visitor of these Terms and Conditions, requests by enforcement or Government agencies, requests by the Visitor.
  • This Terms and Conditions may be terminated by either the Visitor or FinanceEdge through a written notice to the other. FinanceEdge shall not be liable to the Visitor or any third party for termination of any FinanceEdge Service. Should the Visitor object to any terms and conditions of these Terms and Conditions or become dissatisfied with any FinanceEdge Service in any way, the Visitor's only recourse is to immediately:
    • Discontinue use of the Website/ FINANCEEDGE Service;
    • Notify FinanceEdge of such discontinuance.
  • Upon termination of these Terms and Conditions, the Visitor's right to use the Application/ Services and software shall immediately cease. The Visitor shall have no right and FinanceEdge shall have no obligation thereafter to execute any of the Visitor's uncompleted tasks or forward any unread or unsent messages to the Visitor or any third party. Once the Visitor's registration or the Services are terminated, cancelled or suspended, any data that the Visitor has stored on the Application may not be retrieved later.
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